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Colorado AI and Privacy Laws

Colorado’s SB 26-189 sets rules for automated decision-making technology used in consequential decisions such as lending, employment, housing, and insurance, taking effect January 1, 2027.

Prepared by the Cogent Assurance team

What the law says

Colorado’s SB 26-189 sets rules for automated decision-making technology used in consequential decisions such as lending, employment, housing, and insurance, taking effect January 1, 2027.

Key dates

DateWhat takes effectStatus
SB 26-189 rules on automated decision-making technologyUpcoming

What this means for your organization

This state has a broad AI law with duties for organizations that build or use AI in significant decisions. Start with an inventory of AI systems that affect people’s access to jobs, credit, housing, insurance, health care, or education, then document risk assessments, notices, and human review for each one.

Our 2027 AI Governance Checklist covers the steps most organizations need, and our State AI Law Trackers explain the rules for specific industries.

Other states in this category

See every state on the AI Laws by State map.

This page is general information for planning purposes. Laws and guidance change, so confirm current requirements before acting. It is not legal advice. For legal advice about your organization, consult a licensed attorney.

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